When you need a babysitter contract and what to include in it - SK interviewed

When is a babysitter contract necessary?

Not every babysitting relationship warrants a formal written agreement, says Steven Katz, a contract attorney in Columbus, Ohio. For example, it’s uncommon to establish a written agreement when the babysitter is a family member. But if you’re hiring a babysitter you aren’t related to, there are legal reasons why you would want a contract in place, Katz says.

“When inviting someone into your home for a business purpose or for any purpose, you open yourself up to potential litigation if something goes wrong,” he says. “Even if the agreement is brief, it is better than nothing.”

Ultimately, whether or not you decide to put together a contract with your babysitter is up to you, but generally speaking, the more routine the care, the more helpful having a formalized agreement can be to establish expectations, LaRowe says.

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Do Traffic Schools Work? - SK Interviewed

Traffic School Is a Big Industry

A search of business census statistics reveals there are nearly 2,300 companies across the U.S. offering automobile driving and driver education classes. Of course, this isn’t terribly surprising given the thousands of “traffic school” Google listings cluttering up the internet. But how do you know if it’s worth it for someone in your situation?

The first step is to ensure that traffic school will actually help clean up your record and keep you in good graces with your insurance company.

“In many states, you need a court or a judge’s approval before you can take a traffic school or ‘defensive driving’ course,” said Steven Katz, an attorney based in Columbus, Ohio. “That approval, however, essentially comes with a guarantee that the court will waive all or part of your fines and fees, as well as waive the points that would go on your record.”

Katz recommends making a phone call first to your insurance company to verify that taking the course will keep your insurance rates low. And, in fact, he says traffic class is most often worth it.

“Even if the cost of the class is more than what the driver will save in fines and/or insurance premium increases, it may be worth it to the driver to pay the extra money to avoid points on their license,” Katz says.

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8 Reasons Why Your Rental Application Can Be Denied - SK Interviewed

8. Too many people applying to live in one house

States have their own laws on how many people can live in a house, so if you're applying to rent a one-bedroom apartment with a large family, that could be a roadblock.

For example, in Ohio most judges will rule that only two people can live in one-bedroom unit, according to Steven Katz, an experienced attorney in client-tenant law who's based in Columbus, OH.

"It’s not a hard and fast rule, but in my experience as a landlord and attorney, it’s sort of the benchmark," he says.

If you’re trying to rent a space and you want more people in the space than allowed, Katz says you need to be able to demonstrate to the landlord or property managers why the space would work for your living situation. For instance, if the bedrooms are fairly spacious, it could show that more than two people could comfortably live there.”

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