What is an Uninsured Motorist Claim?

Uninsured motorist claims result from a vehicle operator who is not insured. As a result, the uninsured motorist has no insurance carrier to which you can make claims for medical payments, property damage, and other compensation.

Ohio Law for uninsured motorist accident

Under Ohio law, all drivers are required to carry automobile insurance. This insurance must cover bodily injury and property damage resulting from auto accidents. An Ohio driver must maintain a minimum of:

  • $25,000 per person bodily injury;
  • $50,000 for all persons bodily injury; and
  • $25,000 property damage

Despite these statutory requirements, it is estimated 13% of Ohio drivers are NOT insured. When involved in an accident with an uninsured motorist, a claimant is left to make claims for compensation and recovery against their own automobile insurance policy.

Thankfully, many insurance providers offer uninsured motorist coverage, which provides coverage in the event you are in an accident with an uninsured motorist. Issues often arise around the extent of the injury, amount of damages suffered, and what is covered by the policy. The columbus personal injury attorneys at Katz, Pryor & DiCuccio, LLP can help you navigate and get the most out of your insurance’s evaluation of your uninsured motorist claims.

Having a lawyer for uninsured motorist claims can make a world of a difference

The true value of a personal injury attorney is his/her knowledge of the insurance companies and the defense tactics used by defense counsel. Gathering comprehensive and complete medical records and bills are essential to establishing claims to be honored by insurance companies. Reducing an insurance company’s subrogation claims against the claimant is another critical component to obtaining a maximum return for claimants who have suffered from automobile injury.

Automobile injuries are complicated in nature and in the process in which they are evaluated/paid. Having an attorney experienced in handling personal injury claims and who can properly explain the process and expectations to recover is essential.  

Have you been involved in an accident with an uninsured motorist?  The Columbus personal injury attorneys at KatzPryor & DiCuccio, LLP can help, and the initial consultation is free.  Please contact us at (614) 363-3500 or to schedule your consultation now.